Florida Gulf Beach Properties for Sale !


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$2,500,000
13 Days On Site

521 HARBOR DRIVE N
INDIAN ROCKS BEACH, FL 33785

For Sale|Single Family Residence|Active
2
Beds
2
Full Baths
0
Partial Baths
1,883
SqFt
$1,328
/SqFt
1963
Built
Subdivision:
INDIAN BEACH RE-REVISED 29TH ADD
County:
Pinellas

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Is this the home for you? We can help make it yours.
727-744-3664
521 HARBOR DRIVE N521 HARBOR DRIVE N521 HARBOR DRIVE N521 HARBOR DRIVE N
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Monthly Payment (Est.)

$11,406
Calculator powered by Showcase IDX. Copyright ©2025 Information is deemed reliable but not guaranteed.

Exceptional Opportunity on sought after Harbor Drive North - imagine building a new UNELEVATED home to code - neighbors have. SHORT TERM RENTALS allowed. EXCELLENT seawall and unparalleled potential with this rare waterfront property, located on one of the highest streets in Indian Rocks Beach on a coveted AE8 flood zone parcel which means this will likely allows you to build an UNELEVATED new home like the one down the street at 498 Harbor Dr being completed June 2025 - check it out. . This home during Hurricane Helene, only got a few inches of water and a testament to its higher elevation and resilient location. This offering includes two connected waterfront lots (at 74 x 120’ each), providing endless possibilities. Keep them together for an extraordinary estate or explore the potential of splitting them to create two distinct properties. Build your dream home on one lot while living comfortably in the existing residence—a spacious 2-bedroom, 2-bath home with 1,883 sq ft of living space and an attached 2-car garage. Step outside to your private oasis: Complete with a covered pool perfect for sunny Florida days; A large composite dock with built-in bench seating, the ideal spot to soak in breathtaking sunsets over the water; A circular driveway offering ample parking, perfect for hosting your family and friends; Nestled on a quiet street and also on a broad basin of water so you're not looking at your neighbors when outside. Enjoy relaxing and your privacy and still great proximity to vibrant local amenities. You’re just moments from popular restaurants, charming shops, and the beautiful Gulf beaches. Plus, this neighborhood allows short-term rentals, unlocking even more investment potential—imagine two income-generating properties or one luxurious retreat. Where else can you find two large adjacent lots like this, in such a prime beach location with seawalls in great shape and a large composite dock and pool, priced below land value? Whether you envision a grand waterfront estate, dual investment properties, or your slice of paradise, the possibilities are as vast as your imagination. Don’t miss this rare chance to own a piece of Indian Rocks Beach waterfront at an exceptional value. Floor plan is available in photos. This home took minimal water (below baseboards) during Hurricane Helene. Don't miss virtual tour.

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Listing Snapshot
Price 
$2,500,000
Days On Site 
13 Days
Bedrooms 
2
Inside Area (SqFt) 
1,883 sqft
Total Baths 
2
Full Baths 
2
Partial Baths 
N/A
Lot Size 
0.41 Acres
Year Built 
1963
MLS® Number 
TB8346260
Status 
Active
Property Tax 
$9,966.71
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
2 weeks agoListing updated with changes from the MLS®
2 weeks agoListing first seen on site
General Features
Acres 
0.41
Attached Garage 
Yes
Direction Faces 
East
Foundation 
Slab
Garage 
Yes
Garage Spaces 
2
Number Of Stories 
1
Parking 
Circular DrivewayGarage Faces SideOff StreetOn StreetAttached
Pets 
Cats OKDogs OKYes
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
Special Circumstances 
Probate Listing
SqFt Total 
3334
Stories 
One
Style 
Florida
Utilities 
Electricity ConnectedSewer AvailableWater Available
Water Source 
Public
Interior Features
Appliances 
Other
Cooling 
Central Air
Fireplace 
Yes
Fireplace Features 
Other
Flooring 
TerrazzoTile
Heating 
Heat Pump
Interior 
Built-in Features
Laundry Features 
Electric Dryer HookupIn GarageWasher Hookup
Window Features 
Skylight(s)
Dining Room 
Dimensions - 10x10Level - First
Family Room 
Dimensions - 15x11Level - First
Kitchen 
Dimensions - 17x9Level - First
Living Room 
Dimensions - 20x11Level - First
Master Bedroom 
Dimensions - 19x11Level - First
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Exterior Features
Construction Details 
BlockConcreteStucco
Exterior 
Dock
Fencing 
Chain Link
Lot Features 
PavedWaterfront
Patio And Porch 
CoveredDeckEnclosed
Pool Features 
FiberglassIn GroundScreen EnclosureTilePrivate
Private Pool 
Yes
Roof 
Tile
View 
Water
Waterfront 
Yes
Waterfront Features 
Canal Front
Waterview 
Water
Windows/Doors 
Skylight(s)
Community Features
Financing Terms Available 
CashConventional
MLS Area 
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Roads 
Paved
Township 
30
Listing courtesy of FUTURE HOME REALTY INC 7277108035



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2025, Stellar MLS.
Last checked: 2025-02-21 04:14 AM EST

Neighborhood & Commute
Source: Walkscore
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